When purchasing a phone there are two ways to consider and these are:
Pay as you go is a total payment of the phone that allows you to have any SIM card available.
You can also make monthly payments which include messages, data and calls however, even though you can choose the bundle you want, it is important to keep in mind that this can affect the costs of your monthly payments.
In many cases of phone contracts, you can add insurance, however this will come at a fee, often adding an extra £10 to your phone bill. We recommend phone insurance for people that are clumsy and often drop their device.
However, if you are experiencing issues with your device, but don’t feel insurance is worth it, take a look at this page to see the cost of fixing your broken device.